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FAQs –Sky Care Insurance

FAQs –Sky Care Insurance

1

What is Sky Care insurance program?

Sky Care is an insurance product for passengers flying on domestic and international flights operated by Vietjet; applies for passengers initially book tickets through Vietjet's direct sales channels, including: Vietjet's website/ mobile app, Booking Office, Call Center and SkyJoy app with benefits: flight delay, baggage delay and more...

2

Which Insurance Company provides Sky Care Insurance program?

Sky Care insurance program is provided by HD Insurance Company Limited (HDI) and BaoViet Insurance Corporation (BHBV).

3

What is unique about the Sky Care insurance program?

This is an insurance program designed exclusively for domestic and international flights meeting the conditions as prescribed by Vietjet and transported by Vietjet with attractive benefits: Travel inconveniences: Flight delay, Baggage delay, loss/damage to baggage.

4

Do I have to pay for Sky Care Insurance program?

No. This insurance program purchased by Vietjet and offered to customers who are eligible to fly and meet other conditions according to Vietjet's regulations.

5

Which customers are NOT offered Sky Care insurance by Vietjet?

Vietjet's Sky Care insurance does NOT apply to:

  • Passengers use charter flights of Vietjet;
  • Using SFC Tickets (Staff Flight Coupon) - Preferential tickets for employees of the Policyholder;
  • Using of Award/Gift Tickets;
  • Using Business Tickets for employees of the Policyholder;
  • Turn-around flight;
  • Not apply to tickets purchased through sales channels such as: Travel agencies, Tour operators, Online Travel Agencies (OTAs), Group desk, General Sales Agents (GSA) in countries outside of Vietnam, and international flight ticket distribution channels (GDS), etc.
  • Passengers buy tickets from Vietjet but flying on flights operated by Thai Vietjet;
  • Passengers are not accepted for carriage during the Insurance Period.

6

When could I search for my insurance information myself and how?

After 02 (two) hours from the actual flight departure time, Passengers can look up the insurance certificate by 01 (one) of 02 (two) methods as below:

7

I bought a round-trip air ticket from India to Australia operated by Vietjet; I am wondering whether I can obtain the insurance benefits of the Sky Care insurance program? And specific benefits (if any).

The Sky Care insurance program applied for flights:

  • Group 1: Flight from Vietnam to other Countries (Destination Country)
  • Group 2: Flight from other Countries (Departure Country) to Vietnam

Accordingly, round-trip air ticket from India to Australia on flights operated by Vietjet that satisfy the conditions will be covered by the Sky Care Travel Insurance program.

If passengers initially book tickets via Vietjet's website/ mobile app, Booking Office, Call Center, and SkyJoy app and fly from India to Australia with connecting flights in Vietnam (India - Vietnam - Australia), they will be covered under the Sky Care Travel Insurance program. For specific benefits, please refer to here.

 

8

What is the valid period for me to notify the Insurance Event?

  • Notice of claim must be given to the Company immediately and, in any event, within 45 (forty-five) days of the completion of the relevant Trip;
  • For the benefit of Vietjet flight delay, the insured person must submit a claim notification to the insurance company within 45 (forty-five) days from the date Vietjet sends an email notification of the Vietjet flight delay benefit. In all cases, the deadline for submitting the claim notification shall not exceed 365 days from the date of the insured event.
  • Failure to give notice in the time prescribed shall not invalidate a claim if it can be shown to the Company's regulation that notice had been provided as soon as was reasonably practicable and, in any event, within 60 (sixty) days of the completion of the relevant Trip.

9

What is the valid period for me provide proof of claim?

  • All evidence of claim related to loss as requested by the Insurance Company will be provided by the claimant at their own expense in Vietnamese or English language;
  • For Delayed baggage, Loss or damage to baggage and/or personal belongings and Loss Travel documents benefits, proof of claim in written or images or soft copy must be provided to the Company within 60 (sixty) days of the completion of the relevant Trip;
  • For other insurance benefits, written proof in support of a claim must be provided to the Insurance Company within 60 (sixty) days of the completion of the relevant Trip;
  • Failure to provide such proof within the time required shall not invalidate any claim if it was not reasonably possible to give proof within such time, provided such proof is furnished as soon as is reasonably possible, and in no event later than 180 (one hundred and eighty) days from the time such proof is otherwise required.

10

How long does it take to complete my claim request?

  • For “Vietjet Flight Delay” benefit: Baoviet Insurance will notify the customer of the claim result within 05 (five) working days from the date of receiving the claim request as per regulations.
  • For other benefits: Baoviet Insurance will notify the customer of the claim result within 15 (fifteen) working days from the date of receiving the full and valid claim documents.

In case you send your claim documents via a courier or post, the claim period is calculated from the date received your documents from the courier or post (according to the post office’s record).

 

11

How can I make a claim request?

All claims for Sky Care benefits are to be handled and processed by BaoViet Insurance Corporation. Eligible passenger can make a claim via:

  • Access Sky Care online claim portal at https://skycare.baoviet.com.vn (English version is available under language selection) for the instructions, and follow steps of registration, authentication and submission of claim with required evidences;
  • Or send the soft-copy/ hard-copy to BaoViet Insurance Corporation at:
    • Soft-copy: mail to insurancehelp@baoviet.com.vn 
    • Hard-copy: send to:
      Healthcare Claims Division – BaoViet Insurance Corporation 
      Address: 7 Ly Thuong Kiet Street, Phan Chu Trinh Ward, Hoan Kiem District, Ha Noi
  • Or dial the hotline number: 18001118 ext. 3 (from Vietnam), or + (+84)766558899 ext. 3 (outside Vietnam)

12

Can I claim multiple insurance benefits simultaneously if the Insured Events coincide?

Yes. You can claim multiple insurance benefits simultaneously if the insured events coincide.

13

Can I make a claim at Sky Care insurance plan for international after I have already made claim(s) from other insurance policies for the same insured event occurring during the trip?

Once an insurance event occurs when you travel with Vietjet, in addition to insurance benefits which you may be entitled to subject to the Vietjet Terms and Conditions of carriage, and to an insurance cover you chosen to select separately, you can still request a claim under the Sky Care insurance plan for International. Sky Care insurance plan for International will be responsible for the event covered by Sky Care insurance plan for International and the amount not covered under other insurance policies.

14

If I don’t fly with Vietjet, may I receive insurance benefits?

No. Passengers who do not fly with Vietjet do not receive insurance benefits.

15

If my flight is changed unexpectedly by Vietjet, am I entitled to insurance benefits?

If you have an unexpectedly changed flight which Vietjet confirms, you are entitled to the benefits of the new flight as the program of Vietjet provided that this new flight meets the conditions of the Insurance program.

16

How may I receive indemnity?

You may receive indemnity by bank transfer method or cash at Baoviet Insurance’s head office at: No. 8 Le Thai To Street, Hang Trong Ward, Hoan Kiem District, Hanoi.

17

My parents are elderly and do not have a bank account. So how can my parents receive compensation?

There are 03 (three) options for the insurance company to pay compensation:

  • Option 1: You can create a bank account for the Insured;
  • Option 2: You can provide a legal power of attorney to the Insurance Company about the Insured Person authorizing you to receive compensation from the Insurance Company.
  • Option 3: The Insured can receive cash at Baoviet Insurance’s head office at: No. 8 Le Thai To Street, Hang Trong Ward, Hoan Kiem District, Hanoi.

18

Who may make a claim request when insurance events occur?

  • The Insured (Individual flies with Vietjet);
  • Insured person under 18 years old: the father/ mother or legal guardian or the person who book the ticket to accompany with the Insured person on the flight will be the claimant;
  • Other claimants: a legal power of attorney from the insured person must be provided. For foreign individuals, the authorization process must be legalized by consular authorities and the translation must be notarized according to legal regulations.

19

I am currently living abroad and do not have a bank account in Vietnam. How can I receive compensation?

  • You can choose to receive cash at the headquarters of Bảo Việt Insurance at No. 8 Lê Thái Tổ, Hàng Trống Ward, Hoàn Kiếm District, Hanoi City, or via bank transfer to your overseas bank account. The required banking details include: Account holder's name, Account number, Bank name, Branch, SWIFT code, BSB number, or IBAN (if applicable).
  • Note for Vietnamese citizens living abroad: You need to provide additional documents, including your Passport and Residence Card/Visa confirming your residence abroad.

20

What does the Claimant need to provide to receive the “Vietjet Flight Delay” benefit?

The Claimant only needs to submit a compensation claim online at https://skycare.baoviet.com.vn or send a Claim form with signature of the Claimant for Bao Viet Insurance Corporation. Other documents are not required.

21

What does the Claimant need to provide to receive the “Baggage Delay” benefit?

  • A baggage irregularity report is made within 24 (twenty-four) hours from the time of the incident;
  • A record confirming the late arrival time from the time the flight lands;
  • Other documents required by Insurer for each specific case.

22

What does the Claimant need to provide to receive the benefit “Loss or damage to Baggage and/or Personal Effects”?

  • Report of confirmation of the Airline about the loss or damage of baggage or personal belongings (must be made within 24 (twenty-four) hours of the incident) (In case of loss or damage under control of Airline);
  • Police or competent authority report (must be made within 24 (twenty-four) hours upon discovery) (In case of loss or damage caused by third party or loss or damage outside of transportation of Airline);
  • Other documents required by Insurer for each specific case.

23

What does the Claimant need to provide to receive the benefit “Loss of Travel Documents”?

  • A copy of immediate notification to the carrier and his/her acknowledgement when loss or damage has occurred in transportation or Certified copy of immediate police or competent authorities report when loss or damage has occurred in other circumstances. Reports to these authorities must be made within 24 (twenty-four) hours of the occurrence;
  • Valid receipt or invoice showing the cost of replacing lost travel documents (outside Vietnam);
  • Other documents required by Insurer for each specific case.